Truebill is a program that allows you to save money on your monthly payments. In exchange, the company receives a portion of the money it recovers to put back into your pocket.
On the surface, that appears to be a fair trade-off. However, like with many things in life, this method is not as straightforward as it appears. Before you put Truebill to work on your finances, you should be aware of some trust issues and potential hazards.
Managing money can be difficult. Don’t try to accomplish it alone. Truebill enables you to save more, spend less, see everything, and reclaim control over your finances.
What is Truebill?
Truebill is a popular personal finance software that analyzes members’ spending habits, identifies inefficiencies, and provides fast solutions to help them better their financial situation.
It allows consumers to optimize their spending, manage subscriptions, cut their costs, and save money aside automatically to meet their savings objectives.
Truebill is located in Silver Spring, Maryland, with offices in San Francisco, and has saved subscribers more than $100 million since 2016.
What Is Truebill App
Use Truebill to keep track of your credit score and report, and begin thinking about your long-term financial goals.
Truebill keeps track of all your bank, credit, and investment accounts so you don’t have to; simply link them once and let the app do the rest.
It’s never been easier to keep track of your subscriptions.
Truebill Review: Its Features Explained
Truebill is a personal finance tool featuring a variety of free and premium services.
To use all of its functions, you must first download the Truebill app, which is available for both iOS and Google Play. Truebill can be accessed via a desktop browser, which I found useful for syncing accounts, but the majority of the key features are only available in the app.
To get started, you’ll need to create an account and link your bank, credit card, and investment accounts.
With a free Trubuell account, you can do the following:
- Financial tracking. View your bank account balances, recent transactions, monthly spending breakdown, impending invoices, subscriptions, and more. The balances are refreshed once a day.
- Create and monitor up to two budget categories.
- Your credit score. Experian will provide you with your credit score.
- Balance warnings. Receive notifications when your bank account balances reach a specific level.
When you upgrade to a premium account, you will gain access to the following additional features:
- Cancellation Concierge Service. A service that manages paid subscription and recurring bill cancellations.
- Your credit score and report. Get access to your credit score and credit report, which are updated every 30 days. Truebill additionally monitors and alerts you to recent action on your report.
- Pay advance. You may receive a $120 advance on your next paycheck.
- Smart Savings. An FDIC-insured bank account that attempts to automatically help you save for financial goals.
- Real-time synchronization. Accounts are updated in real-time, as opposed to once per day in the free version.
- Shared accounts. Allows another person to access the account, such as a spouse.
- Premium chat. During business hours, you can get immediate assistance.
- Export data. This can be useful in some cases, such as when you have a side hustle or a small business and don’t have a separate bank account. In this situation, your expenses may be tax-deductible, and being able to export the complete list of those expenses at the end of the year may save you time when doing your taxes.
How to get started
TrueBill has several features that you can utilize, but the first step is to register an account before you can use any of them. To do so, download the TrueBill app and enter your name, email address, and a password of your choice.
Understanding How Truebill Works
Let’s begin by getting a firm grasp on what Truebill accomplishes.
Truebill strives to “optimize your spending, manage subscriptions, minimize your costs, and remain on top of your financial life,” according to its website.
How could it possible accomplish all of that?
I created an account to look around and learn more.
To understand how Truebill works, divide it into four sections: Lowering Your Bills, Managing Subscriptions, Seeking Refunds, and Premium Services.
Lowering Your Bills
Truebill, as you may have noticed, advertises itself as a free service.
That depends on how you look at it.
True, there is no upfront price for allowing Truebill to try to cut your rates, but you won’t enjoy any savings unless you compensate the company.
Truebill gets 40% of every dollar saved by using the service as a “savings fee.”
This fee is applied once the savings are secured and is based on a year’s worth of savings.
So, if Truebill saves you $500 on your bill each year, you’ll be charged $200.
Truebill is free if it is unable to find savings for you.
Truebill will urge you to submit information about some of your monthly expenses into its database in four steps when you sign up for an account.
- Search for the Bill Provider
The list is actually quite extensive. Truebill price checks are available for mainstream firms such as AT&T, Charter, Comcast, and DirecTV, as shown in the screenshot above. The organization boasts an 85 percent success rate in bill negotiation.
- Give Truebill Access to Your Monthly Billing Statements
When it comes to online security, this step may make some of you feel a little nauseous. There are two choices: Log in to your online billing account or upload a PDF or image of the bill to connect it to Truebill.
- Provide Contact Information and Enable ‘TrueProtect’
Providing a phone number is straightforward enough, but the actual focus on this screen should be on the “TrueProtect” application.
By selecting this option, you are allowing Truebill to negotiate a lower price for this bill.
Some users have reported that Truebill has changed details on things like cell phone plans or television packages in order to save money.
Truebill altering your package could be difficult if it removes channels or features that you thought were worth the extra money. And you’ll still be charged the 40% fee because the corporation (supposedly) fulfilled its promise to cut the price.
- Give Truebill Authority To Charge Your Credit Card
Truebill will ensure that it has a mechanism to claim its 40% discount before doing anything for you. The company will only charge you if it is successful in lowering your bill.
However, it is likely that you will be charged for Truebill’s portion of a year’s worth of savings up front, even though you will only receive those savings one month at a time.
Managing Subscriptions and Recurring Bills
After you’ve provided Truebill with some bills to evaluate, the next service it recommends is managing your monthly subscriptions.
Truebill would like to be able to track these through a bank or credit card statement. It allows you to add your favorite account from this dashboard screen:
Take note of the disclaimer on this screen, which explains why Truebill requires access to your bank account.
According to the website, Truebill will not bill your account.
But keep in mind that the corporation already has your payment card information on file.
Truebill, according to the theory, will be able to identify all of the recurring monthly payments on your account and then assist you in eliminating unnecessary expenses.
You can cancel these subscriptions on your own, or you can sign up for Truebill’s premium service, which will cancel them for you.
Seeking Refunds for Fees and Outages
Truebill provides the service of writing to banks to request reimbursements for overdrafts or late penalties on connected accounts.
After you create your account, you will be prompted to begin this process via the dashboard.
It’s important to note that not all banks will allow Truebill to accomplish this on your behalf, so you may have to do some of the footwork yourself.
Truebill will also monitor disruptions in your cable, internet, and phone service and seek potential refunds on your behalf. The 40 percent savings charge will apply to these reimbursements, but this appears to be a rather pleasant advantage, as outages can occur when you are unaware.
Premium Services
Truebill includes certain tools that may be useful in making sensible financial decisions with your monthly budget, in addition to cutting expenses and managing subscriptions. However, many of those products require a paid subscription, which ranges from $3 to $12 each month.
According to Truebill, premium subscription offers include:
- Balance Syncing
- Premium Chat
- Cancellations Concierge
- Custom Categories
- Unlimited Budgets
- Smart Savings Plans
A subscription automatically renews but can be canceled at any time.
While all of these are excellent features that can help you make better decisions, you may find that your bank or credit card company offers services that track your spending habits and budget.
In other words, don’t pay Truebill for something you could obtain for free elsewhere.
Truebill vs. Trim: How Competing Services Differ
Truebill and competing financial app Trim are easily confused by most users.
Both aim to address many of the same issues, such as cutting monthly expenditures, managing subscriptions, and identifying possible savings.
Both companies work with over 15,000 financial institutions.
Their names begin with the same two letters, adding to the similarities.
However, for the purposes of comparison shopping, we can make certain distinctions.
The most noticeable distinction is the percentage each provider charges for locating savings.
Truebill charges 40 percent, while Trim charges 33 percent.
Some minor distinctions:
- Trim will terminate memberships for free; Truebill offers this as a premium (read: expensive) service.
- Trim has a program that will negotiate reduced interest rates on your debts and help you set up a payoff plan for $10 per month.
- Truebill and Trim both have free iOS and Android apps, whereas Truebill does not.
Is Truebill Worth It?
Despite the unfavorable feedback, Truebill has the ability to assist some customers. Let’s take a brief look at some Truebill pros and disadvantages to see if it’s a good fit for you.
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Pros
- Detects service disruptions
- Monitors subscription renewals
- There is no subscription price for basic service
Cons
- Eats up 40% of savings
- Necessitates access to sensitive personal information
- Negative feedback on the better business bureau’s website
How to cancel Truebill Premium with Truebill
Do you want to terminate your Truebill Premium account right away?
Our program handles the difficult task of canceling your unwanted subscriptions, ensuring that you are no longer charged by firms you do not need.
Here’s how to cancel Truebill Premium through Truebill:
- Register. Truebill registration takes less than a minute.
- Link your accounts. We scan your transactions to discover all of your subscriptions, bringing to light any that you may have overlooked!
- Begin your cancellation procedure. Choose your Truebill Premium subscription, then follow the on-screen instructions. Finally, check your email for a confirmation.
It’s really that simple.
How to cancel Truebill Premium manually
Subscription cancellation
To terminate your Truebill Premium subscription, follow these steps:
- Begin by selecting the Settings icon in the upper left corner of your Dashboard.
- Choose Premium.
- Scroll all the way to the bottom of the page and click Modify.
- To cancel your subscription, go through the confirmation steps.
Trouble Shooting:
- On the Premium page, select Chat with an Expert to get help from Truebill.
It is important to note that canceling your Premium subscription does not result in the deletion of your Truebill account, nor does it result in the cancellation of your bill negotiation requests or the closure of your Smart Savings account.
To cancel your Truebill account:
- Click the “Settings” icon in the upper left corner of your dashboard to delete your account.
- Then click “My Profile.”
- Choose “Delete my account.”
Please keep in mind that canceling your account will delete all of your data on Truebill.
To cancel your bill negotiation:
- Send an email to support@truebill.com to cancel your bill negotiation.
- Ask that your bill negotiation be canceled.
To close your Smart Savings account, follow these steps:
- Scroll to your account balances on the Dashboard and tap Smart Savings.
- Next, choose the savings account you want to terminate.
- Click the Edit button in the upper right corner.
- Finally, click Close Account and confirm that you want to close the account.
Is Truebill Free?
Yes and no, respectively.
Truebill is a free program that will assist you in saving money on monthly payments.
The service does, however, come with certain costs.
For example, if you want Truebill to negotiate a reduced cable bill rate for you, they will charge you 40% of the amount they save you.
Is it therefore free? Nonetheless, you saved 60% on your charge.
If Truebill does not find you a savings, there is no fee.
Truebill also provides premium subscription services ranging in price from $3 to $12 per month.
Truebill is an excellent service that can assist you in saving money on your monthly payments.
The service does, however, come with certain costs.
Truebill is an excellent alternative if you’re looking for a way to save money on your monthly expenses.
Is Truebill Safe?
In general, the answer is yes.
Truebill is a legitimate business with a positive reputation.
However, there is always a little danger connected with any service that needs you to link your financial accounts.
Truebill Complaints
I’ve been using Truebill for over a year and have never had a problem with the service.
It has always been dependable and simple to use in my experience.
However, I just came across several Truebill complaints online, and I was astonished to see that some customers are dissatisfied with the service.
When I first filed this rating in November 2019, Truebill’s Better Business Bureau profile was riddled with red flags.
The Better Business Bureau gave it a “F” grade and it was not accredited.
Truebill, on the other hand, was accredited by the Better Business Bureau with a “A” rating as of December 2021.
That is a huge improvement! The most common issue I heard was that Truebill levies a monthly fee, which some people find unfair.
I understand why some people feel this way, but I don’t mind paying the monthly charge.
Truebill’s peace of mind makes it worthwhile in my opinion.
The bottom line is that if you understand what Truebill charges for and why it is not free, I believe you will have no problems with the firm.
Complaints appear to be from those who were unaware of this.
Overall, I believe Truebill’s criticisms are modest.
I’ve never had any serious issues with the service, and I think it’s a terrific method to keep track of your money.
Truebill is a dependable and simple to use financial tracking program that I would suggest.
Truebill vs Mint
Truebill and Mint vary in that Truebill is more focused on assisting users in saving money and meeting their long-term savings objectives.
Truebill recognizes monthly bills and other spending after you attach it to your bank account.
Is Truebill Legit
Truebill employs bank-level security measures such as 256-bit SSL encryption and read-only access.
Truebill connects with financial institutions via the Plaid service, so you are not providing your banking credentials to Truebill directly.
FAQs
Does Truebill have a fee?
Truebill is a free app that includes paid additions.
To gain access to the premium features, you must pay a monthly subscription of between $3 and $12. (you choose how much to pay within this range).
This fee enables features such as their Cancellation Concierge.
Does Truebill cancel your subscriptions?
Truebill monitors users’ subscriptions by evaluating their bank account and credit card information and assisting them in canceling those they no longer require or are unaware they have.
The company was founded in 2015, during the emergence of subscriptions as a business model.
How do you use Truebill?
To use this function, take a picture of your statement — such as your phone bill or cable bill — and upload it to the app or website.
The TrueBill team will then seek for other methods to reduce your bill.
What’s the catch with Truebill?
Truebill seeks 40% of every dollar saved by using the service as a “savings fee.”
This fee is applied once the savings are secured and applies to one year’s worth of savings at a time. So, if Truebill saves you $500 every year on your bill, they will charge you $200.
How much should you pay Truebill?
Truebill allows consumers to set their own fee for the Premium service, ranging from $3 to $12 per month.
If you pay $3 or $4, you will be billed annually. Some of Truebill’s other services will also require a Premium membership.
How much is Truebill monthly?
Truebill is a free program to download, but it will not be free indefinitely. To upgrade to Premium, you must pay $3 to $12 per month or $36 to $48 per year.
Who is the founder of Truebill?
Truebill Founder and Chief Revenue Officer Yahya Mokhtarzada | LinkedIn
Is Truebill easy to cancel?
Cancelling Truebill with PayPal
Access your PayPal account. In the Settings tab, navigate to the Payments menu. Navigate to Manage Automatic Payments. Tap Cancel after selecting Truebill Budget & Bill Tracker.
Where is Truebill’s headquarters?
Truebill is based in Silver Spring, Maryland, USA.
Who invested in Truebill?
Cota Capital and Eldridge are among Truebill’s 29 investors.
Is Truebill app trustworthy?
Truebill employs bank-level security measures such as 256-bit SSL encryption and read-only access. Truebill connects with financial institutions via the Plaid service, so you are not providing your banking credentials to Truebill directly.
Is Truebill Android available?
Truebill is now available on Android.
How does truebill make money?
Truebill generates revenue in three ways: premium subscriptions, bill negotiating fees, and tips via Truebill’s Pay Advance service.
Does Truebill Cost Money
Truebill is a free program to download, but it will not be free indefinitely.
To upgrade to Premium, you must pay $3 to $12 per month or $36 to $48 per year. If you choose to pay monthly, you can immediately cancel a few services and then downgrade to the free service.
How Does Truebill Cancel Subscriptions?
To terminate your Truebill Premium subscription, follow these steps:
To begin, tap the Settings icon in the upper left corner of your Dashboard. Choose Premium. Scroll all the way to the bottom of the page and click Modify. To cancel your subscription, go through the confirmation processes.
Truebill Phone Number?
(415) 231-8180.
Does Truebill offer cash advance?
Truebill Advance Payment. Pay Advances have no fees or other charges.
Conclusion
TrueBill may offer an economical method to reduce some of the expenditures of subscriptions or payments that you believe are sucking up your money each month.
It’s not surprising that an app like TrueBill charges for premium services, but what sets it apart is the user’s freedom to pick how much they pay for premium membership and how much of a cut the app receives for successfully negotiating down expenses.
This may give more users the impression that it is more economical.
However, if you are comfortable phoning your banks and other service providers for your bills and negotiating reduced payments on your own, it may not be worth paying TrueBill to do it for you.
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Whether you believe in God or not, this is a must-read message!!!
Throughout time, we can see how we have been slowly conditioned to come to this point where we are on the verge of a cashless society. Did you know that the Bible foretold of this event almost 2,000 years ago?
In Revelation 13:16-18, we read,
“He (the false prophet who decieves many by his miracles) causes all, both small and great, rich and poor, free and slave, to receive a mark on their right hand or on their foreheads, and that no one may buy or sell except one who has the mark or the name of the beast, or the number of his name.
Here is wisdom. Let him who has understanding calculate the number of the beast, for it is the number of a man: His number is 666.”
Referring to the last generation, this could only be speaking of a cashless society. Why? Revelation 13:17 tells us that we cannot buy or sell unless we receive the mark of the beast. If physical money was still in use, we could buy or sell with one another without receiving the mark. This would contradict scripture that states we need the mark to buy or sell!
These verses could not be referring to something purely spiritual as scripture references two physical locations (our right hand or forehead) stating the mark will be on one “OR” the other. If this mark was purely spiritual, it would indicate only in one place.
This is where it really starts to come together. It is shocking how accurate the Bible is concerning the implatnable RFID microchip. These are notes from a man named Carl Sanders who worked with a team of engineers to help develop this RFID chip
“Carl Sanders sat in seventeen New World Order meetings with heads-of-state officials such as Henry Kissinger and Bob Gates of the C.I.A. to discuss plans on how to bring about this one-world system. The government commissioned Carl Sanders to design a microchip for identifying and controlling the peoples of the world—a microchip that could be inserted under the skin with a hypodermic needle (a quick, convenient method that would be gradually accepted by society).
Carl Sanders, with a team of engineers behind him, with U.S. grant monies supplied by tax dollars, took on this project and designed a microchip that is powered by a lithium battery, rechargeable through the temperature changes in our skin. Without the knowledge of the Bible (Brother Sanders was not a Christian at the time), these engineers spent one-and-a-half-million dollars doing research on the best and most convenient place to have the microchip inserted.
Guess what? These researchers found that the forehead and the back of the hand (the two places the Bible says the mark will go) are not just the most convenient places, but are also the only viable places for rapid, consistent temperature changes in the skin to recharge the lithium battery. The microchip is approximately seven millimeters in length, .75 millimeters in diameter, about the size of a grain of rice. It is capable of storing pages upon pages of information about you. All your general history, work history, crime record, health history, and financial data can be stored on this chip.
Brother Sanders believes that this microchip, which he regretfully helped design, is the “mark” spoken about in Revelation 13:16–18. The original Greek word for “mark” is “charagma,” which means a “scratch or etching.” It is also interesting to note that the number 666 is actually a word in the original Greek. The word is “chi xi stigma,” with the last part, “stigma,” also meaning “to stick or prick.” Carl believes this is referring to a hypodermic needle when they poke into the skin to inject the microchip.”
Mr. Sanders asked a doctor what would happen if the lithium contained within the RFID microchip leaked into the body. The doctor replied by saying a terrible sore would appear in that location. This is what the book of Revelation says:
“And the first (angel) went, and poured out his vial on the earth; and there fell a noisome and grievous sore on the men which had the mark of the beast, and on them which worshipped his image” (Revelation 16:2).
You can read more about it here–and to also understand the mystery behind the number 666: https://2ruth.org/rfid-mark-of-the-beast-666-revealed/
The third angel’s warning in Revelation 14:9-11 states,
“Then a third angel followed them, saying with a loud voice, ‘If anyone worships the beast and his image, and receives his mark on his forehead or on his hand, he himself shall also drink of the wine of the wrath of God, which is poured out full strength into the cup of His indignation. He shall be tormented with fire and brimstone in the presence of the holy angels and in the presence of the Lamb. And the smoke of their torment ascends forever and ever; and they have no rest day or night, who worship the beast and his image, and whoever receives the mark of his name.'”
Who is Barack Obama, and why is he still in the public scene?
So what’s in the name? The meaning of someone’s name can say a lot about a person. God throughout history has given names to people that have a specific meaning tied to their lives. How about the name Barack Obama? Let us take a look at what may be hiding beneath the surface.
Jesus says in Luke 10:18, “…I saw Satan fall like lightning from heaven.”
The Hebrew Strongs word (H1299) for “lightning”: “bârâq” (baw-rawk)
In Isaiah chapter 14, verse 14, we read about Lucifer (Satan) saying in his heart:
“I will ascend above the heights of the clouds, I will be like the Most High.”
In the verses in Isaiah that refer directly to Lucifer, several times it mentions him falling from the heights or the heavens. The Hebrew word for the heights or heavens used here is Hebrew Strongs 1116: “bamah”–Pronounced (bam-maw’)
In Hebrew, the letter “Waw” or “Vav” is often transliterated as a “U” or “O,” and it is primarily used as a conjunction to join concepts together. So to join in Hebrew poetry the concept of lightning (Baraq) and a high place like heaven or the heights of heaven (Bam-Maw), the letter “U” or “O” would be used. So, Baraq “O” Bam-Maw or Baraq “U” Bam-Maw in Hebrew poetry similar to the style written in Isaiah, would translate literally to “Lightning from the heights.” The word “Satan” in Hebrew is a direct translation, therefore “Satan.”
So when Jesus told His disciples in Luke 10:18 that He beheld Satan fall like lightning from heaven, if this were to be spoken by a Jewish Rabbi today influenced by the poetry in the book of Isaiah, he would say these words in Hebrew–the words of Jesus in Luke 10:18 as, And I saw Satan as Baraq O Bam-Maw.
The names of both of Obama’s daughters are Malia and Natasha. If we were to write those names backward (the devil does things in reverse) we would get “ailam ahsatan”. Now if we remove the letters that spell “Alah” (Allah being the false god of Islam), we get “I am Satan”. Coincidence? I don’t think so.
Obama’s campaign logo when he ran in 2008 was a sun over the horizon in the west, with the landscape as the flag of the United States. In Islam, they have their own messiah that they are waiting for called the 12th Imam, or the Mahdi (the Antichrist of the Bible), and one prophecy concerning this man’s appearance is the sun rising in the west.
“Then I saw another angel flying in the midst of heaven, having the everlasting gospel to preach to those who dwell on the earth—to every nation, tribe, tongue, and people— saying with a loud voice, ‘Fear God and give glory to Him, for the hour of His judgment has come; and worship Him who made heaven and earth, the sea and springs of water.'” (Revelation 14:6-7)
Why have the word’s of Jesus in His Gospel accounts regarding His death, burial, and resurrection, been translated into over 3,000 languages, and nothing comes close? The same God who formed the heavens and earth that draws all people to Him through His creation, likewise has sent His Word to the ends of the earth so that we may come to personally know Him to be saved in spirit and in truth through His Son Jesus Christ.
Jesus stands alone among the other religions that say to rightly weigh the scales of good and evil and to make sure you have done more good than bad in this life. Is this how we conduct ourselves justly in a court of law? Bearing the image of God, is this how we project this image into reality?
Our good works cannot save us. If we step before a judge, being guilty of a crime, the judge will not judge us by the good that we have done, but rather by the crimes we have committed. If we as fallen humanity, created in God’s image, pose this type of justice, how much more a perfect, righteous, and Holy God?
God has brought down His moral laws through the 10 commandments given to Moses at Mt. Siani. These laws were not given so we may be justified, but rather that we may see the need for a savior. They are the mirror of God’s character of what He has put in each and every one of us, with our conscious bearing witness that we know that it is wrong to steal, lie, dishonor our parents, murder, and so forth.
We can try and follow the moral laws of the 10 commandments, but we will never catch up to them to be justified before a Holy God. That same word of the law given to Moses became flesh about 2,000 years ago in the body of Jesus Christ. He came to be our justification by fulfilling the law, living a sinless perfect life that only God could fulfill.
The gap between us and the law can never be reconciled by our own merit, but the arm of Jesus is stretched out by the grace and mercy of God. And if we are to grab on, through faith in Him, He will pull us up being the one to justify us. As in the court of law, if someone steps in and pays our fine, even though we are guilty, the judge can do what is legal and just and let us go free. That is what Jesus did almost 2,000 years ago on the cross. It was a legal transaction being fulfilled in the spiritual realm by the shedding of His blood.
For God takes no pleasure in the death of the wicked (Ezekiel 18:23). This is why in Isaiah chapter 53, where it speaks of the coming Messiah and His soul being a sacrifice for our sins, why it says it pleased God to crush His only begotten Son.
This is because the wrath that we deserve was justified by being poured out upon His Son. If that wrath was poured out on us, we would all perish to hell forever. God created a way of escape by pouring it out on His Son whose soul could not be left in Hades but was raised and seated at the right hand of God in power.
So now when we put on the Lord Jesus Christ (Romans 13:14), God no longer sees the person who deserves His wrath, but rather the glorious image of His perfect Son dwelling in us, justifying us as if we received the wrath we deserve, making a way of escape from the curse of death–now being conformed into the image of the heavenly man in a new nature, and no longer in the image of the fallen man Adam.
Now what we must do is repent and put our trust and faith in the savior, confessing and forsaking our sins, and to receive His Holy Spirit that we may be born again (for Jesus says we must be born again to enter the Kingdom of God–John chapter 3). This is not just head knowledge of believing in Jesus, but rather receiving His words, taking them to heart, so that we may truly be transformed into the image of God. Where we no longer live to practice sin, but rather turn from our sins and practice righteousness through faith in Him in obedience to His Word by reading the Bible.
Our works cannot save us, but they can condemn us; it is not that we earn our way into everlasting life, but that we obey our Lord Jesus Christ:
“And having been perfected, He became the author of eternal salvation to all who obey Him.” (Hebrews 5:9)
“Now I saw a new heaven and a new earth, for the first heaven and the first earth had passed away. Also there was no more sea. Then I, John, saw the holy city, New Jerusalem, coming down out of heaven from God, prepared as a bride adorned for her husband. And I heard a loud voice from heaven saying, ‘Behold, the tabernacle of God is with men, and He will dwell with them, and they shall be His people. God Himself will be with them and be their God. And God will wipe away every tear from their eyes; there shall be no more death, nor sorrow, nor crying. There shall be no more pain, for the former things have passed away.’
Then He who sat on the throne said, ‘Behold, I make all things new.’ And He said to me, ‘Write, for these words are true and faithful.’
And He said to me, ‘It is done! I am the Alpha and the Omega, the Beginning and the End. I will give of the fountain of the water of life freely to him who thirsts. He who overcomes shall inherit all things, and I will be his God and he shall be My son. But the cowardly, unbelieving, abominable, murderers, sexually immoral, sorcerers, idolaters, and all liars shall have their part in the lake which burns with fire and brimstone, which is the second death.'” (Revelation 21:1-8).
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