Self-Visa Credit Card – How to Create  Self-Visa Card Account

Self-Visa Credit Card

Self-Visa Credit Card – How to Create  Self-Visa Card Account

Self-Visa Credit Card
Self-Visa Credit Card

Lead Bank or Atlantic Capital Bank issues the Self-Visa card. If used correctly, the card can help you build credit.

Members of the Self-Credit Builder Program who meet the requirements and have a Self-Credit Builder Account are eligible for the Self Visa credit card.

The card is intended for people who want to build credit but do not have enough money or credit history to begin the application process.

The monthly payment for the card can be as low as $25, and no credit history or record is required.

The Self Visa Credit Card’s Key Features

One of the best cards available is the Self-Visa Card. Here are some of the benefits of this Visa card:

A credit check is not required.

When you apply for a credit card, the card’s issuer performs extensive research, which may temporarily lower your credit score.

When applying for a self-visa card, however, you do not need to be concerned about this.

Other secured credit cards will also require you to come up with a predetermined sum in order to establish your credit limit. However, the Self-Visa card works differently.

Annual Charge

When you receive your Self-Issuing Visa Card, you should expect a $25 fee, which will be deducted from your available credit. In addition, the card has an APR of 28.24% as of January 2023.

For your first late payment, the Self Visa Credit Card does not charge a penalty APR.

Programs with No Reward

The card provides no sign-up bonus or rewards when you use it to make purchases. When attempting to build credit, it is preferable to concentrate on paying the minimum amount due on time each month rather than seeking rewards.

Account for Credit Development

To obtain the Self-Visa Credit Card, you must first establish a Self-Visa Credit Builder Loan. This is a good first step; it won’t be long before you’re eligible for a Self-Visa credit card.

The Self Credit Builder account has its own set of fees and interest rates, which vary depending on the account type.

Mobile Application

You can easily manage your Self Visa Credit card and account with their mobile app, which is available on Android and iOS devices.

How does a Self-Credit Card function?

The Self Visa Credit Card, like any other credit card, can be used at any retailer that accepts Visa. It simply aids in credit building by reporting your payment activity to three credit bureaus: Equifax, TransUnion, and Experian.

The card company reports the following card information:

  • Credit Limit
  • Time since the account has been active
  • Monthly payment amount
  • Payment deadline
  • Payment history or record
  • Account status

Typically, all card information is reported during the first week of each month.

Self-Visa Credit Card Advantage

Each card has its own set of benefits and offers when you use it. When you use the Self Credit Card, you will receive the following benefits:

Credit Development

Individuals with no or bad credit can benefit from the card. You can add a positive payment history to your credit profile, which may help you raise your score over time.

There are no exorbitant fees associated with obtaining a card.

To apply for a secured credit card, you must pay a high administrative fee, but with the Self Visa Credit Card, you will not be required to pay a security deposit.

Simple Approval

If you meet the requirements for a Self-Visa credit card, you will be automatically approved with no credit check. You can learn more about the eligibility requirements and how to apply.

Qualification for a Self-Visa Credit Card

Before you can be issued a Self-Visa credit card, you must first open a Self-credit builder account.

You must also make three on-time monthly payments, and once you have saved $100, the Self app will notify you that you can now apply for your card and choose your credit limit.

Self-payment with a Visa credit card

Once you’ve received your Self Credit Card, you can make payments via the self app, which is available on the app store for iOS users and the Google Play store for Android users, or via their online website,

You can also view your statement and current balances, as well as make Visa credit card payments.

How to Download the Self Mobile App

With the Self-Mobile app, you have complete control over your banking activities.

You can easily manage your card and account, as well as gain access to other features that will be extremely useful to you. You can get the mobile app by doing the following:

  • Connect your device to the internet.
  • On your device, for iOS users, open the App Store, while for Android users, open the Google Play Store.
  • Once the app opens, locate the search bar and search for “Self App.”
  • From the search results, find the Self app and click on it.
  • The download should take a few minutes.
  • Once the download is complete, open the app.
  • Follow the on-screen process to set up the app.

Visa Credit Card Application on Your Own

You must first open a Credit Builder account before applying for a Self-Visa credit card. You can set up a Builder account by following the steps outlined below:

  • Connect your device to the internet and open your preferred browser.
  • In your browser, navigate to
  • Scroll to the bottom of the page, and you will see an input field to input your email.
  • To enter your email address, click the input field.
  • Click on the “Start Building” button to start up the process.

To complete the account creation, complete the remaining on-screen procedures on the website.

How to Get a Visa Credit Card for Yourself

You will be notified of your eligibility once you have qualified to apply for the Self visa card. To apply for a Self-Visa credit card, follow the steps below.

  • Check your savings progress and choose the amount that you want to use to secure your card. It should be a minimum of $100, and this will serve as your credit limit.
  • Confirm your address and place an order for the credit card.
  • Once you get your card, activate it, and you can begin using your card anywhere Visa is accepted.
  • Make credit card payments and make sure you repay your balance each month in order to increase your credit history.

Self-Service Visa Card Login

To use it, you must log in if you have a Self-Builder account on their website. The login procedure is straightforward and can be completed in a few simple steps. We’ll show you how to get into your account.

How to Access Your Self-Visa Card Account

Sign in to your self-service account by following the steps below:

  • On your device, open a browser.
  • On your device, navigate to
  • As the page is open, fill in your email and password in the input fields meant for them.
  • Click on the “log in” button.

Self-Activation of a Visa Credit Card

Before you can use your Self Credit card, you must first activate it after receiving it. The activation procedure is simple and can be completed in a few steps.

How to Get a Visa Credit Card for Yourself

To activate your self-issued Visa credit card, follow the steps below:

  • With your device connected to the internet, open your browser.
  • On your device, navigate to
  • As the page opens, click on card activation.
  • On the new page, enter your card number and the expiration date of the card.
  • Click on “Submit.”
  • When the next page opens, input your ATM PIN and click on “Submit.”
  • You should receive an OTP via your email or phone number.
  • Enter the OTP sent to you and click on “Submit.”

Your card will be activated and ready to use, after a few moments,

Self-Visa Credit Card
Self-Visa Credit Card

Customer Service for Self-Visa Cards

If you have any problems with your account or your card, Self has a customer service option on its website that you can easily access.

If you have any issues with their services, you can contact their customer service and file a complaint. The steps below will show you how to contact their customer service:

  • With your device connected to the internet, open a browser.
  • Open the page on your device.
  • The moment the page opens, find the contact by email or chat option to contact them via email.
  • Find the Self-Customer service phone number below the option listed above.

You can easily get in touch with them via email or phone.

FAQS about Self-Visa Credit Card

Can I use my self-issued Visa credit card anywhere?

Yes, the Self Visa Credit Card can be used anywhere Visa is accepted in the United States.

Which bank is the self-credit card issued by?

The financial institution (Lead Bank),  that approves your loan, is used by Self-Visa Credit Card, while Self, the technology partner, services your loan.

Is it possible to increase my self-credit limit?

Yes, if you have accumulated sufficient savings in your Credit Builder Account and have an active, secured credit card, you will see an alert on your dashboard indicating that you are eligible to increase your credit limit. If you increase your limit, the change will take effect after 24 hours.


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